The Southern Nevada Real Estate Show

Wesley Knight 0:00
This is a KU NV studios original program. You're listening to special programming brought to you by ragana Cooman, Henry of Coldwell, banker, Premier Realty. The content of this program does not reflect the views or opinions of 91.5 jazz and more the University of Nevada, Las Vegas, or the Board of Regents of the Nevada System of Higher Education. You

Regana Kooman Henry 0:20
hello,

Regana Kooman Henry 0:36
Southern Nevada, and welcome to the Southern Nevada real estate Show. I'm your host, regana. This is your go to real estate show where we keep it real about real estate, whether you're renting, investing or dreaming of owning your first home, you're in the right place. This morning, I am a real estate agent and broker, associate with Coldwell Banker, Premier Realty. I have been a licensed real estate professional since 1991 as I always mentioned at the beginning of my show, I am a full time licensed real estate professional. What that means for you is that you will get my full attention, because this is all I do every day, is assist home buyers and home sellers. And you can always reach me, because this is my only job and career. Also I do always mention and my credentials at the beginning of every show, which I feel are important to know, and some of my credentials are, I am a quality service award winner. I am a member of the Veterans Association of real estate professionals. I have assisted in all types of real estate transactions over the years, from first time buyers to experienced sellers, and also corporate buyers and sellers transferring in and out of Southern Nevada. Good morning. Good morning. I hope everyone listening this morning is having a great weekend. I would like to title this show this morning, home ownership now your key to opportunity in Southern Nevada. Now, today's episode is one that might just change your life, especially if you've thought, I'd love to own a home, but my credit isn't perfect, or maybe your thinking is now even a smart time to purchase a home. Well, stick with me for the next 30 minutes, because we're diving deep into those questions, and I'll be announcing an exclusive seminar, yes, a seminar designed just for people like you right here in Southern Nevada. So let's get into it. Let's start with the elephant in the room, the economy now, let's be honest, it's a little shaky at the moment. Inflation still a thing. Interest rates are bouncing around, and with all the political noise, it's easy, easy to feel like now might be the wrong time to buy a home. But here's what, most people don't realize, uncertainty creates opportunity, and that's especially true in the southern Nevada housing market right now, for example, inventory has increased. That's right. There are many more homes on the market today than there was so many months ago, and prices have stabilized and are a bit lower than they used to be previously, plus sellers are more willing to negotiate with closing costs, interest rate buy downs and even the asking price. So if you wait for what you would call the perfect time to purchase a home, you may miss the right time to purchase Now, let's talk about credit. I can't tell you how many times I hear this, my credit is not great. I probably can't qualify to purchase a home, and my answer is always the same, let's find out. The truth is, you do not need perfect credit to buy a home. There are FHA loans that go down to 580 credit score. But here's the key information. Is power, and most people disqualify themselves before they even talk to a professional. That's why I'm hosting this seminar to give you the facts and not the fear I will have a knowledgeable loan officer at the seminar that has been. In the mortgage business for many, many years, full time. And we'll cover minimum credit scores and how to boost your credit score if needed, how to qualify even with past bankruptcies collections and even previous short sells of a past home that you sold. And we'll talk about down payment options. Yes, there are down payment assistant programs that can help you. And overall, we will be talking about how to prepare for home ownership step by step. So listeners this morning, it's time to stop guessing and start planning my number for more information about my seminar, and just general questions you may have is 702-596-1267, that's 702-596-1267 now let me tell you about one of my success stories. And I do have many success stories over the years. Let's just call her Jane, since I can't share her real name on the air for privacy purposes. She is a single mom with two kids, working full time, and had a credit score in the very low six hundreds. She actually thought owning a home was at least five years away. That's right, five years. But after sitting down with my lender, we created a step by step plan, cleaned up some things on the credit, and she purchased her first home in four months, not five years, four months. Now, that's the power of having the right support, and that's exactly what we'll be offering at this seminar, which is real strategies, real steps, real results. Also, I remember another customer that was turned down for a VA loan not that long ago, with a lender that his previous realtor recommended to him before calling me to assist him. And he found me because I often do advertise in the military paper at Nellis Air Force Base. Since my late husband was a veteran, and I do service a lot of veteran buyers, and I get referrals from other veterans. So let's just say his name was Stan. Stan was a single dad and had gone through a divorce and needed some things cleared up on his credit, Stan met with my lender, and in four months, was approved for a loan. What Stan did not realize was that if you pay off certain things that's on your credit, it can actually harm you by lowering your credit instead of raising your credit score. I know it sounds crazy, I know, but it's true. My lender explained this to me years ago. Since I was not I was not even aware of this fact. And for more information on what I'm sharing with you the listeners this morning, my number is 702-596-1267 that 702-596-1267, now let's bring it back to Southern Nevada, because despite everything going on nationally right now, this area is still one of the most promising places to purchase real estate. The reasons are, there's no state income tax. There's a growing job market sectors like hospitality, tech and logistics, and let's not forget that people are still moving here every day from places like California that's extremely more expensive for housing than it is in Southern Nevada. And why are people moving here? It's because Southern Nevada offers value. Whether you're in Las Vegas, North Las Vegas, Henderson, or the surrounding areas. There is opportunity, especially if you can get your foot in the door before the next big wave of appreciation hitting so now let's talk about how you can take the next step, a home buyer seminar with me and my lender. And for more information on the seminar, the time and the location, my number is 702-596-1267, that's 702-596-1267. At the seminar, you'll learn how to purchase a home with less than perfect credit, what loan programs are available to first time home buyers, how to get assistance with your down payment, How to Prepare financially, legally and mentally, for home ownership. And you will get to meet myself and my lender, and we are ready to help you. There is no sales pitch, there's no pressure, just real talk and real tools for anyone that is serious about becoming a homeowner, to reserve your seat, or if you have any questions again, my. Number is 702-596-1267, that 702-596-1267.

Regana Kooman Henry 10:08
Now, before we move on to the next part of the show, let me leave you with this thought, owning a home isn't just about having a place to live, it's about building wealth, creating stability and investing in your future. And no matter what's happening in the world currently, you still have the power to move forward. So don't let fear, doubt or misinformation hold you back. Let's get you on the path to home ownership, even if your credit isn't perfect, and especially if you've been told no before from a lender. I'm ragana, and this has been the real deal. Just remember your dream home might be closer than you think. And on another note, now I know there are some people that are listening today that may have urgency to sell your home. You may be struggling and have and are having a hard time financially, or perhaps you may have a job transfer and can't afford to pay two mortgages at the same time, and you don't want the hassle of being a landlord long distance because of these types of situations, some of you may have even considered selling to an investor that will obviously purchase your home for 1000s of dollars less, just for the sake of convenience. Now if any of what I just said, sounds like what you have been thinking about. I as your real estate professional, I would be focusing on getting you the highest market price possible with the least amount of inconvenience to you as possible. After all, that's what you hire a real estate professional like myself for. Let me tell you guys something. I have helped many sellers and also buyers with all types of real estate transactions. And many of these clients have never even met. We've never even met in person until after the transaction was completed. My clients know that they are in very capable hands when they hire me, and they do not have to be here to have a transaction completed at all. From the beginning of the transaction to the end of the transaction, I can handle everything for clients that need to sell their existing home or purchase an investment home. That's right, you do not need to be here at all, not even at the closing now for more information, you can reach me at 702-596-1267 that's 702-596-1267 I would also like to tell you about a new listing I have that's in the southwest area, not far from anything including the newer Durango station Hotel Casino. This home sits at the end of the cul de sac for better privacy, and it has a driveway to accommodate multiple vehicles. It has north south exposure, there are solar screens on all the windows for more, even more energy efficiency. And it's close to everything, like I said, you can think of, including all shopping, freeway access, entertainment, community, parks, restaurants, and it's a three bedroom, two and a half bath. Home has a separate living room, separate family room, separate dining room, and also even a separate laundry room. Has a loft area and a two car garage. The home has stainless steel appliances in the kitchen, and all the appliances stay and it has also a yard covered patio. And it's coming the home's coming with a home warranty. Now the asking price is just under $450,000 for more information on this home, and I can also also text you the virtual tour of this home, and you can reach me for that. And my number is 702-596-1267, that 702-596-1267. Now, I have seen every market imaginable, from being in the real estate business for over 30 years, and also being a full time real estate professional for all these years as a full time career with no gap in between, I've seen it all the highs and the lows of the real estate market. And what I can honestly tell you is that even when the market was at its lowest and weakest. Time, the market always came back even stronger than it did previously. Now if you're ready to take that first step in becoming a homeowner, and for more information, my number is 702-596-1267, now I'm going to talk about me personally for a few minutes, to give you a better idea of myself and my services, I raganicum and Henry give award winning service. I am the proud recipient of the quality service award, which means my clients consistently rate me highly for professionalism, responsiveness and results. I am a full time agent, which equals full time focus. Being a real estate agent is definitely, definitely not my side hustle. Real Estate is my full time career, and that means I'm available, committed and deeply invested in every transaction, every step of the way. I treat everyone equally, whether you're buying a $300,000 condo or townhome or selling a million dollar estate. I provide the same level of service, respect and dedication to every client every time, and I provide communication and you'll never be left in the dark. I keep you informed, educated and involved so you can make confident decisions with no surprises. I put honesty and integrity first, and you can count on honest guidance and not sales pressure from me. I tell you what you need to hear, and not just what you want to hear, because your success is more important to me than just a quick sell. I have 30 years of full time experience, with three decades of full time experience. I've successfully guided clients through all types of markets, from booming highs to economic downturns. I am a skilled negotiator, and I know how to protect your interests in a deal. I negotiate for you to get you the best possible outcome, and I'll give you step by step guidance, and I will walk you through the process clearly and patiently. I pay attention to the many details involved in a real estate transaction so you as my client avoid costly mistakes and stressful delays, and with over 30 years experience, I've built solid relationships with such lenders, inspectors, contractors, title companies, various vendors, just to name a few, I actually answer my phone, and if I miss your call, you'll hear back From Me promptly, because your time and concerns matter. Your personal information is safe with me, I operate with professionalism and discretion, and I truly care about my clients. This isn't just a business, it's personal. I measure success by how many families I've helped, and my business is built on referrals and repeat clients, because clients trust me enough to come back and send their friends and family to me. So the bottom line is, if you want a real estate professional with a proven track record, a strong moral compass, deep market knowledge and a dedication to serve you, then I'd be honored to guide you through your next move. And for more information on my services, my number is 702-596-1267, that's 702-596-1267

Regana Kooman Henry 19:01
now let's get into the real estate stats for July 4, Southern Nevada, there were 2021 single family homes that sold. $485,000 was the median price of all single family homes sold 3242 was the number of new single family home listings. 519,900 was the median price of all the new single family homes on the market now. $549,900 was the median price of all available single family homes, both new and not new on the market, excluding offers and 56% of all single family homes that sold went from available to under contract with a buyer in 30 days or less. Now let's switch over to townhomes and condos. There were 547 Condos and townhomes combined, that sold, $290,000 was the median price of all condos and townhomes combined. That sold, there were 938 new condo and townhome listings combined. $296,500 was the price of all new condo and townhome listings combined. Now $279,900 was the median price of all condos and townhomes combined, both new and not new on the market, excluding offers and 47.5% of all condos and townhomes combined that sold went from available to under contract with a buyer in 30 days or less. Now maybe you've heard the market is tough and you're feeling overwhelmed. Well, you're not alone, and that's exactly why my upcoming home buyer seminar. Now this isn't some boring lecture, it's a power pack, no fluff session where you'll learn the exact steps to buying your first home, how to get finance, what to watch for during the process, and how to avoid the costly mistakes that trip up most buyers. Now, you'll walk away with real tools, local insights and answers to the questions you've been googling at midnight sometimes. And the best part, you will be getting direct knowledge from a knowledgeable lender and also a real estate professional, which is me that have decades not one year, not five year, not even 10 years, but decades of full time experienced here in Southern Nevada. And my number for more information and to register is 702-596-1267, oh, 259612677025961267,

Regana Kooman Henry 22:07
and just remember, everybody that's listening this morning, for my loan officer and for myself, this is our full time career, like I've been mentioning. It's not our side hustle. This is what we do every day, you know, every day of the week we're working with, I'm working with buyers and sellers, and obviously my loan officer, she is working with potential buyers that are ready to, you know, Get into home ownership. And again, my number is 702-596-1267, that's 702-596-1267, so whatever's holding you back, whatever your fear might be, let's address them together as a team, that way, you can get real answers and real time to know if this is the right time for you to pull the trigger to purchase your first home, and maybe not even it being your first home. You may have just not purchased a home in a while, but you have purchased before. Well over time, things change. Lending programs come and go, first time. Home buyer programs even come and go. Some are better than others. Don't believe everything you hear from advertisements. It's good to have first hand knowledge, because a lot of advertisements that you may hear, unfortunately, you don't see the tiny writing, so to speak, when you hear promotions going on as far as mortgage lending, interest rates and things of that nature, we'll have some refreshments and some kind of snacks provided, and we will just have a casual conversation. And you can ask us any questions at all regarding mortgage financing, the proper steps to take, regarding from A to Z and anything in between, you're welcome to ask us, and there is no such thing as a bad question. You know. It's only bad if you keep it within, in yourself and you don't, you know, share what you're experiencing or what you're hearing, or, you know, basically, what is stopping you from making that move to becoming a homeowner. And again, my number is 70259612677025961267,

Regana Kooman Henry 24:54
and I've shared this many times on previous shows that my youngest client purchase. Sir was 18. He was actually 19 years old when I handed him the keys to his first home. And my oldest buyer was 92 wanting to get out of the snow living all his life in Illinois. So you are never too young and you're never too old, obviously, because if someone can buy a home at 18 or 92 then what's stopping you? So again, my number 702-596-1267, we're here for you. And look forward to talking to you soon, and look forward to meeting you. I welcome you to call me and share with me what is important to you as far as what real estate topics and type of guests that interest you, so that I can discuss more of these real estate topics and invite these certain guests on the show. I am focused on being your source and go to real estate professional. And because that's important. I welcome your calls and suggestions of what you would like to hear more about regarding the Southern Nevada real estate market. And again, for more information on the upcoming home buying seminar, you can reach me at 702-596-1267, that 7028. 702-596-1267, and this concludes the end of the show for this morning. And I am ragana Cooman Henry with Coldwell Banker Premier Realty, your host for the Southern Nevada real estate show that airs every third Sunday of the month at 8:30am my number is 702-596-1267 that's 702-596-1267 and my license number is BS, 27880, you can follow me on Facebook, Instagram, tick tock and YouTube. Thank you so much as always for listening to my show this morning. And I wish everyone listening a great Sunday and a great Week. You.

Music 27:10
You know, you.

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